Home Loan programs


Financing Options for Today’s Savvy Borrower

We understand that our clients have varying home financing needs, which is why we offer a variety of mortgage products to help home buyers and homeowners find their ideal solution. From low and zero-down programs for first-time home buyers to rental property financing for real estate investors, our mortgage professionals can help you explore options and guide you through the process.

Innovative Home Loan Solutions

Learn more about some of the home financing solutions we offer.

Fixed Rate Loans

Fixed rate mortgages are one of the most popular home financing solutions we offer. With a fixed rate mortgage, borrowers will have a set principal and interest payment throughout the life of the loan. A number of products offer fixed rate options including: conventional, FHA, VA, USDA, and jumbo mortgages.

Adjustable Rate Loans

If you’re looking for a short term home loan solution, an adjustable rate mortgage could be the perfect solution. Legend Lending offers a selection of ARM programs with introductory rate periods for 7, 5 and 3 years. These loans are amortized over 30 years and adjust after the introductory rate period ends.

    Low & Zero Money Down Loans

    Hoping to purchase a home with little to no money down? Or want to keep some money in the bank for a rainy day? At Legend Lending, we offer a variety of low and zero money down mortgage programs that could meet your needs including HomeReady, Home Possible, FHA, VA, and USDA rual housing loans.

    Jumbo Mortgages

    Taking out a loan the exceeds today’s conforming loan limits? If so, you may need to consider a jumbo mortgage solution. Legend Lending offers fixed rate and adjustable rate jumbo mortgages for higher loan amounts.

    Programs for Lower Credit Scores

    If you have experienced past credit issues, you may still have the opportunity to qualify for a mortgage. At Legend Lending, we offer FHA financing with less restrictive credit guidelines compared to most conventional programs.

    Fast Equity Home Loans

    Access your home’s equity easily and quickly with the help of the McDonough Group. Our Home Equity Loan program allows for closings in as few as 3 days! Eligible states include FL, IL, MD, VA and DC. APPLY HERE >

    Nice home with flower baskets
    Condo Complex

    Types of Properties we finance.

    • We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
    • We have programs for primary residencessecond homes, and investment properties.


    Client Review

    This is the second loan you have done for us in the last 12 months. I know the mortgage industry is crazy now with all of the new compliance changes coming up. Most banks are unable to keep up with the changes and the demands and closings are falling apart. Thanks to you for doing a great job, we were able to close as scheduled and within a tight time frame. We really appreciate all your hard work, you are great. We look forward to working with you again in the future.