Home Purchase Loans


Innovative Loan Programs for Buying Homes

We offer a variety of residential mortgage products suitable for those shopping in today’s market, including: conventional loans, government backed FHA mortgages, VA loans, USDA Rural Housing loans, and jumbo mortgages for higher loan amounts. Our team of mortgage originators can help you weigh your options and find the right product that meets all of your needs.

Bungalow with green landscape
Large house on the beach

Types of Properties we finance.

  • We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
  • We have programs for primary residencessecond homes, and investment properties.

Popular Home Loan Programs

Learn more about some of the home financing solutions we offer.

Conventional Loans

We offer fixed rate home loans amortized over 30, 20, 15, and 10 year periods. These can be great options for consumers who want the security of knowing their monthly principal and interest payments will remain consistent.

FHA Mortgages

A popular option for consumers who want to avoid putting down the 5-20% required through most conventional channels. With FHA loans, borrowers may be able to put down as little as 3.5% and credit and underwriting criteria may be less stringent compared to other financing solutions.

VA Loans

Available to eligible US military veterans, active duty personnel, and surviving spouses. VA Mortgages require no down payment, has no monthly PMI (private mortgage insurance), and less strict credit requirements than conventional outlets.

Jumbo Mortgages

Available for borrowers with loan amounts exceeding their areas’ conforming loan limits. Legend offers both fixed rate and adjustable rate jumbo mortgages.

Programs for First Time Home Buyers

At Legend Lending, we work with first time buyers throughout the State of Florida to help weigh the pros and cons of the various low and zero down products available in the marketplace so you can make an educated decision on what program best suites your needs.

Fast Equity Home Loans

Access your home’s equity easily and quickly with the help of the McDonough Group. Our Home Equity Loan program allows for closings in as few as 3 days! Eligible states include FL, IL, MD, VA and DC. APPLY HERE >

Why Choose Legend Lending for Your Home?

Experience: Our team has decades of mortgage experience and continues to help home buyers achieve their dreams of homeownership.

Products: We offer a wide variety of residential home financing options to meet the needs of most residential home buyers.

Service: The mortgage professionals with The McDonough Group are some of the most qualified and knowledgeable individuals in the industry. From the beginning, we work hard to set up loans for success and provide our clients with the highest level of customer service. Having a single point of contact from application to closing differentiates us from other lenders.
Couple looking at house plans
Kids running about their house
Women carrying couch into their new home


Client Review

Thank you so much for everything! The closing went very smoothly and we are in the house now. I really appreciate everything you did to make sure that we closed on time.